In Louisiana, the prescriptive period on tort cases, including auto accident injuries, is one year from the date of the accident. There is also a comparative fault in Louisiana, meaning that you can be found responsible for a percentage of the fault, which may reduce any amounts of money that are owed to you. The insurance limits in Louisiana are relatively low and people are only required to carry $15,000. It doesn’t cover much, considering the costs of healthcare.
Should I Notify My Insurance Company About An Auto Accident?
It is important to notify your own insurance company of an accident. You’re not going to be responsible for notifying the other driver’s insurance company of the accident but you need to seek the advice of an attorney before you start dealing with any insurance company. They’re going to want you to sign documents that may impede or impair you from getting any relief.
What Defenses Do Insurance Companies Use To Avoid Paying Out On Personal Injury Claims?
The most common defenses are claims that it wasn’t their driver’s fault or that your injuries aren’t so bad. Insurance companies do not make money by paying claims; they make their money by collecting premiums. It behooves them to not pay out claims unless they are forced to.
Why Is It Important To Follow Doctor’s Orders In An Auto Accident Claim?
It’s important to follow the recommendation of the doctor’s treatment plan and not to miss appointments because you want to show a constant history of treatment. You want to show a judge or jury that this accident truly caused you pain and suffering. One of the best ways to do that is to follow the doctor’s orders and not miss appointments. The more gaps in treatment you have, the more likely it is that people are going to assume you are not truly hurt.
Can Someone Handle An Auto Accident Claim On Their Own Without An Attorney?
Insurance companies are going to pay you pennies on the dollar compared to what you are owed. You should have a professional handle your case rather than trying to do it on your own. The cost that is paid to an attorney after a win pales in comparison to the difference in what you would have made, had you not had that attorney.
For more information on Auto Accident Claims In Louisiana, a complimentary strategy session is your next best step. Get the information and legal answers you are seeking by calling (337) 201-9119 today.